Checking accounts, high-yield savings, and CDs designed to give you complete control of your finances. No fees, no surprises, just smarter banking.
Whether you're saving for the future or managing day-to-day expenses, we have the perfect account for your needs.
| Feature | Checking | Savings | CDs |
|---|---|---|---|
| Interest Rate | 0.01% APY | 5.25% APY | 4.50%-5.10% APY |
| Minimum Balance | $0 | $0 | $500-$1000 |
| Monthly Fee | $0 | $0 | $0 |
| ATM Access | 55,000+ ATMs | Linked account | N/A |
| Debit Card | No | No | |
| Check Writing | No | No | |
| Mobile Deposit | No | ||
| Early Withdrawal Penalty | N/A | None | None* |
| FDIC Insurance | $250K | $250K | $250K |
*Select CDs only. See terms for details.
Powerful features designed to make banking effortless, right from your phone or computer.
Snap a photo of your checks and deposit them instantly from anywhere. No branch visit needed.
Send and receive money instantly to anyone with a US bank account. Fast, secure, and free.
Pay bills online, set up recurring payments, and manage all your expenses in one place.
Track spending, set savings goals, and get AI-powered insights to help you build wealth.
Absolutely. All deposits are FDIC-insured up to $250,000, meaning your money is protected by the federal government. We also use 256-bit encryption, biometric authentication, and real-time fraud monitoring to keep your account secure.
Opening an account takes less than 5 minutes online. Just visit our website or use the mobile app, provide your basic information, link a bank account, and you're done. No fees, no minimum balance required.
Yes! NexusBank Checking customers can receive their paycheck up to 2 business days early. Set up direct deposit and watch your paycheck arrive faster than ever before.
Our CD rates range from 4.50% to 5.10% APY depending on the term length. We offer terms from 3 months to 5 years, with no early withdrawal penalties on select CDs. Rates update daily, so check our rates page for current offerings.
No hidden fees, period. We believe in transparency. Checking accounts have no monthly fees, savings accounts have no maintenance fees, and we don't charge for most common transactions. See our fee schedule for complete details.
Yes! You can make unlimited transfers between your NexusBank accounts. Transfers between linked external accounts are also quick and easy through our secure platform.
Join millions of customers who've switched to NexusBank for better rates, zero fees, and smarter banking tools.